Receiving account — Payoneer, Wise
Several merchants of record can pay into a Payoneer or Wise account instead of a local bank. Availability for Iran is not auto-verified here: check the official page.
None of the auto-verified providers currently lists Iran. Check the manually-tracked providers below and each official page.
| Provider | Type | Sellers in Iran | List fee | Source |
|---|---|---|---|---|
| Stripe | Payment gateway | Not supported | 2.9% + $0.30 per sale +1.5% international cards | official page checked November 15, 2026 auto-verified |
| PayPal | Receiving account | Not supported | 3.49% + $0.49 per sale +1.5% international cards | official page checked November 15, 2026 auto-verified |
| Paddle | Merchant of record | Not supported | 5% + $0.50 per sale | official page checked November 15, 2026 auto-verified |
| Lemon Squeezy | Merchant of record | Not supported | 5% + $0.50 per sale | official page checked November 15, 2026 auto-verified |
| Polar | Merchant of record | Not supported | 5% + $0.50 per sale +1.5% international cards | official page checked November 15, 2026 auto-verified |
| Creem | Merchant of record | Not supported | 3.9% + $0.40 per sale | official page checked November 15, 2026 auto-verified |
| Gumroad | Merchant of record | Not supported | 10% + $0.50 per sale | official page checked November 15, 2026 auto-verified |
| Dodo Payments | Merchant of record | Check official page | 4% + $0.40 per sale | official page |
| Payoneer | Receiving account | Check official page | varies — see pricing | official page |
| Wise | Receiving account | Check official page | varies — see pricing | official page |
List prices for a standard card payment; your rate may differ.
Several merchants of record can pay into a Payoneer or Wise account instead of a local bank. Availability for Iran is not auto-verified here: check the official page.
Founders in countries Stripe does not serve sometimes incorporate elsewhere (commonly a US LLC) to open a Stripe account. That creates real legal and tax obligations in both countries — get professional advice first. This is information, not advice.
| Provider | You keep / month | Fees | Effective rate |
|---|
Estimate from public list prices. Excludes currency conversion, payout fees, refunds, chargebacks and taxes. Merchants of record include sales-tax handling in their fee; gateways do not.
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No. Iran is not on Stripe’s list of countries where businesses can open an account (source checked November 15, 2026). Sellers there usually use a merchant of record such as Paddle.
Iran is not on PayPal’s list of supported countries (source checked November 15, 2026).
A merchant of record is the company that legally sells your product to the customer. It charges the card, collects and remits VAT or sales tax worldwide, handles refunds and chargebacks, and pays you the rest. Paddle, Lemon Squeezy, Polar, Creem, Dodo Payments and Gumroad work this way.
Availability is re-read from each provider’s official page on a schedule. The newest check on this page is November 15, 2026. Providers can change policy at any time, so use the source links before you decide.